Roth Conversion
Safe Money Strategies
Don't outlive your money
Retired couple with money safe


PGA Financial PGA Financial
(909) 790-8622 or Toll Free (877) 336-5490

Who can benefit from our
retirement advice and strategies?
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People who
  • want a safe retirement where they won't outlive their money
  • want to still have access to their money - reasonable liquidity
  • want a higher yield, but a guarantee of principal
  • plan to retire early, or are forced into early retirement
  • need to be 72t compliant with substantially equal periodic payments
  • need to do a 401k rollover
  • need a safe CD alternative with a higher yield
  • need to convert to a Roth IRA
  • have concerns over social security benefits being taxed
  • want to do a 401k, 403b etc. in-service distribution withdrawal or rollover
  • need to lower taxes on retirement income
  • need to allow for the possibility of passing retirement plan money on to heirs without losing a lot of it to taxes - stretch out your IRA
    •   Are any of the above issues important to you? If so, it would be well worth the while to schedule a consultation.
    A wise 95 year old joked that the "Golden Years" can also be full of a lot of lead. Your retirement will hopefully have a lot of joy in it, but planning for it is serious business. It is by far worth taking a little time to learn how to get more income while never losing a dime of your money!
    WHAT CAN BE ACCOMPLISHED WITH GOOD PLANNING
    1. Control over taxes - Tax burdens and penalities can be minimized, eliminated, or spread out.
      Results - $10% to 50% more money going to you or your heirs, instead of Uncle Sam.
    2. Protection from interest rate uncertainty -
      Results - 30% to 50% more income.
    3. Guaranteed income - We show you how to maximize income and not outlive it.
    4. Probate Avoidance - Your heirs will appreciate that the portion of your retirement money that you leave behind will not be wasted in probate.
    WHO WE ARE AND WHY WE'RE DIFFERENT
    We are trained specialists in IRA and 401k distributions and work with CPA's, and a tax attorney to help clients disinherit the IRS from their retirement money.

    WHY YOUR OTHER ADVISORS AREN'T ENOUGH

    Most advisors focus on the accumulation phase of retirement planning, and that is all they know. We focus on lifetime income that you can't outlive and on tax advantaged distributions, which provide amazing results, instead of ugly tax bite surprises.

    For many reasons, 2010 will be the Year of the Roth. Should you convert your IRA, 401k, 403b etc. to a Roth IRA? Click Here to find out more!

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