Affordable Health Plan

    Group       Self Employed  
PGA Financial presents

Affordable health insurance and private major medical coverage and quote for an individual, child, family, self employed, or small business group.

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Group Ins.
Travel Ins.
Life Ins.
Individual, Family: Choose A, B, or C  
A)  
Get A Quote, Request Information, even enroll online in most states! Self employed included.
B)
Pre existing


Have a pre existing condition? Think you may be uninsurable?
C)
Maternity


Can't find maternity coverage? Maybe already pregnant? You'll want this!
Self Employed
 
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MSA Plans:
Besides any of the regular health plans, you may also qualify for "MSA" compatible health plans. If you are self employed and you apply and are approved for one of these health plans, then you are eligible to get a "Tax Qualified" special bank account called an "MSA". This allows you to pay for healthcare expenses with pretax dollars. Not many banks offer these special bank accounts but here is a link to one that does: www.msabank.com.


For a self employed plan quote see section "A" under Individual, Family


Another Tax Advantaged Option:
If you are self employed and your spouse works with you, there are other tax advantged programs available we can help you set up (Section 105 of the IRS code--sort of like a Section 125, but a little different). If you qualify, this will give a 100% tax deduction on medical expenses, as well as medical insurance premiums and a deduction on up to 50,0000 term life premiums!

Self Employed Group Coverage
If you have at least one other person working with you, you may also qualify for group coverage, which is more expensive, but may be advantageous if you have pre existing conditions which make it difficult to qualify for individual/family plans. Maternity coverage may also be better on group coverage

Pre existing Conditions
 
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You may be considered uninsurable, due to pre existing conditions. If you are turned down for regular insurance, many states have a guaranteed plan available, but it may expensive and there may be a waiting list. If you can get on the state plan, you should. Check it out and see if it will work for you. You may want to consider the program mentioned to the right as a supplement to whatever else you may get. In some states there is a mini-medical plan to go along with this.

AFFORDABLE HEALTHCARE
$64.95/mo for entire family! Hospitals, Doctors, Dentists, Pharmacy & More!
Pre-Existing conditions accepted. The non-insurance solution. CEA107
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